Texas Counties › El Paso County
Retiring in El Paso County, Texas
Major cities: El Paso · Population 865,000 · Data last verified 2026-06-10
See if El Paso County fits your retirement — free 2-minute comparison →Thinking about retiring in El Paso or elsewhere in El Paso County? Every figure below comes straight from public government sources — no sponsored rankings, nothing bought. When you're ready, the free comparison tool weighs El Paso County against all 30 major Texas counties by what matters most to you.
Taxes & Housing
| Measure | Value |
|---|---|
| Average annual property tax | $3,282 |
| Effective property tax rate | 2.14% |
| State income tax | 0% (Texas has none) |
| Combined sales tax rate | 8.25% |
| Median home value | $153,000 |
Retired and 65+? Texas offers an over-65 homestead exemption and a school-tax freeze that can cut this bill substantially. See our Texas senior property-tax guide.
Cost of Living
| Measure | Value |
|---|---|
| Cost of living index (US avg = 100) | 91 |
| Housing cost index | 78 |
| Grocery cost index | 94 |
| Median household income | $51,000 |
Source: BEA RPP 2022 (El Paso MSA, FRED RPPALL21340)
Healthcare
| Measure | Value |
|---|---|
| Hospitals in county | 10 |
| Average CMS hospital star rating | 3.7 / 5 |
| Physicians per 100,000 residents | 240 |
| Trauma center | Yes |
Major hospitals serving the area: University Medical Center of El Paso; Las Palmas Medical Center; The Hospitals of Providence Memorial Campus.
Climate
| Measure | Value |
|---|---|
| Average annual temperature | 65°F |
| Average humidity | 35% |
| Extreme heat days per year (95°F+) | 120 |
| Extreme weather days per year | 30 |
| Annual rainfall | 9″ |
Economy
| Measure | Value |
|---|---|
| Unemployment rate | 4.2% |
| Average salary | $45,000 |
| Major industries | Military, Healthcare, Education, Manufacturing |
Common Questions About Retiring in El Paso County
Is El Paso County a good place to retire?
It comes down to what you care about most. In El Paso County, homeowners pay around $3,282 a year in property tax, and the cost of living lands at 91 on a scale where 100 is the U.S. average, so below the national average. Healthcare runs on 10 hospitals averaging 3.7 out of 5 on CMS ratings, led by University Medical Center of El Paso. Summers bring about 120 days above 95°F. Run the free comparison to see how El Paso County stacks up against 29 other counties for your priorities.
What are property taxes for retirees in El Paso County, Texas?
El Paso County homeowners pay roughly $3,282 a year on average, an effective rate near 2.14%. Texas charges no state income tax, and owners 65 and older can cut the bill sharply with the over-65 homestead exemption and the school-tax freeze. See our Texas senior property-tax guide for how those breaks work.
How hot does it get in El Paso County?
El Paso County averages 65°F across the year, but the figure that actually matters for comfort is the roughly 120 days a year that climb above 95°F. It also sees about 9 inches of rain and 35% average humidity.